Privacy Policy

Last edited date — 8th June 2021
This privacy notice may be updated or modified from time to time. By using or accessing the services after such update or modification you are accepting such changes to the terms of this privacy notice.

You are not required to provide personal information to us, although in some cases if you choose not to do so then we will be unable to make certain sections, services of the Website available to you.  For example, we may need to have your contact information in order to provide you with updates from our Website.  

When you provide personal information to us, we will comply with applicable privacy and data protection laws.

The personal information you provide to us (including any information provided if you register for an account) is collected and may be used for communicating with you, statistical analysis, the marketing by us of products and services to you, credit checks (if necessary), and research and development.

We may also collect technical information whenever you log on to, or visit the public version of, our Website. This may include information about the way users arrive at, browse through and interact with our Website. We may collect this type of technical information through the use of cookies and other means. Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive to enable our systems to recognize your browser. If you want to disable cookies, you may do so by changing the settings on your browser. However, if you do so, you may not be able to use all of the functions on the Website.  We use the technical information we collect to have a better understanding of the way people use our Website, to improve the way it works and to personalize it to be more relevant and useful to your particular needs.  We may also use this information to assist in making any advertising we display on the Website more personalised and applicable to your interests.

Generally, we do not disclose personal information to third parties for them to use for their own purposes.  However, some of the circumstances in which we may do this are:

  • to service providers and other persons working with us to make the Website available or improve or develop its functionality (e.g. we may use a third party supplier to host the Website);
  • in relation to the proposed purchase or acquisition of our business or assets; or
  • where required by applicable law or any court, or in response to a legitimate request by a law enforcement agency.

Any personal information you provide to us may be stored on the secure servers of our trusted service providers, which may be located outside [Singapore].  This may involve the transfer of your personal information to countries which have less legal protection for personal information than [Singapore].

Reach out to us:

You have the right to request access to and correction of any of the personal information we hold about you.

If you would like to exercise these rights, please email us at hello@paxcredit.com

This Online Privacy Notice ("Privacy Notice") describes the policies and procedures of Pax Credit ("Company," "we," "our," or "us") with respect to the collection, use, disclosure, and protection of personal information and other information received or generated by Company ("Information") with regard to individuals who have signed up for, access, and use the Services (collectively, "Users"), with each such User individually referred to herein as "you" and "your." As used herein, "Services" means collectively, the website, applications and/or technology platform and associated websites, and social media channels used to monitor each individual's banking, lending, and related financial transactions in order to provide guidance, advice, and tools to each such User. By using or accessing the Services and/or by submitting or authorizing the collection of your Information to Company in connection with any Services, you are consenting to the terms of this Privacy Notice.