What are the cross-currency charges?

In case the card is used for a transaction in any currency other than the base currency of the card, Axis Bank will levy a cross-currency markup of

3.50% + GST on the transaction amount (merchant establishment usage)
5.00% + GST on the transaction amount (ATM usage)

The exchange rate conversion from base currency to the transaction currency will be applied by VISA /MASTERCARD

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