Pax Credit Forex Card

The Pax Credit Perks

Pax Credit Forex Card

Zero Charges (No conditions apply)

Pax Credit waives off the usual charges associated with a Forex card
+ Zero issuance charge
+ Zero loading charge
+ Zero reloading charge

Free Foreign Exchange

Pax Credit offers you foreign currency for FREE. We provide exact interbank rates with ZERO added margin.

Click here for the fees and charges

Personalized support

We offer personalized assistance for your Forex needs.

Axis Bank Reload Form (Download)
ICICI Bank Reload Form (Download)


What are the payment methods for the Forex order?

You can pay using one of the following payment modes:

+ Payment via Internet banking
+ IMPS/ UPI/ NEFT/ RTGS to our partner’s bank account (Subject to clearance; rates may change in this case)
+ Payment via credit/ debit card and e-wallets may be possible in some cases and will attract additional charges
+ Personal Cheque (Subject to clearance; rates may change in this case)

What is the minimum Forex amount to be loaded?

The minimum order amount has to be USD 250 or its equivalent in other foreign currencies

How do I know my Forex card is activated?

Once your card is activated, you will receive an SMS to your registered mobile number and e-mail to your registered e-mail address.

You can visit the nearest ATM of the corresponding bank in India and check the balance. Alternatively, you could log in to the bank’s online portal for Forex card and check your card balance

What are the cross-currency charges?

In case the card is used for a transaction in any currency other than the base currency of the card, Axis Bank will levy a cross-currency markup of

3.50% + GST on the transaction amount (merchant establishment usage)
5.00% + GST on the transaction amount (ATM usage)

The exchange rate conversion from base currency to the transaction currency will be applied by VISA /MASTERCARD

How long does it take to reload Forex card?

Reload of Forex card will be completed within next working 24 hours after sending the filled reload form to [email protected] and completing the payment through netbanking.

How about daily ATM withdrawal limits?

ATM Withdrawal Limit1,0007008001,2001,2001,300100,000950


ATM Withdrawal Limit8,00030,0003,5003,5001,30011,5007,5006,000

We would like to inform you that with effect from April 24, 2018, the daily ATM withdrawal limits on your Axis Bank Forex card have been revised

What are the limits of POS terminal usage?

Merchant Establishment POS limit10,0006,0007,00010,00012,00012,0001,000,0009,000


Merchant Establishment POS limit70,000300,00040,00036,00012,0001,20,00080,00070,000


How long is the prepaid Forex (travel) card valid?

Prepaid Forex (travel) card is valid for a period of 5 years starting from the order date

Are there any additional (hidden) charges while purchasing Forex card?

Pax Credit has an exclusive partnership so as to offer ZERO charges for Forex card issuance/ loading/ reloading and unloading. Further, Forex card ordered through Pax Credit comes with the best exchange rate in the country.

What is the standard ATM withdrawal fee?

Every ATM withdrawal attracts transaction charge as shown below

*Standard Cash Withdrawal Fee at International Visa ATMs

USD 2.25EUR 1.69GBP 1.41AUD 2.81CAD 2.81CHF 2.81
JPY 281.25SGD 3.66SEK 16.88AED 8.16SAR 8.16THB 90.00
NZD 3.66HKD 16.88ZAR 28.13DKK 15.75
* Standard Cash Withdrawal Fee mentioned above are as per standards of Axis bank, which may change without any prior intimation

Note:  Additional THB 160 withdrawal fee is applied ONLY for THB Forex card

Which bank’s Forex card does Pax Credit offer?

Pax Credit provides single currency as well as multi-currency Forex cards of Axis Bank. Most of the Forex cards are powered by Visa while some are powered by Mastercard.

How long does it take for the door delivery?

Orders placed before 1:30 pm are delivered on the same day before 7 pm. Whereas the orders received after 1:30 pm may be delivered on the same day or we guarantee the delivery on the next working day.

Visa logo is the registered trademark of Visa Int., and has been used only for informational purpose

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