The Pax Credit Perks
Zero Charges (No conditions apply)
Pax Credit waives off the usual charges associated with a Forex card
+ Zero issuance charge
+ Zero loading/unloading charge
+ Three free ATM withdrawals
Free Foreign Exchange
Pax Credit offers you foreign currency for FREE. We provide exact interbank rates with ZERO added margin.
Avail prompt and responsive support. We offer personalized assistance for your Forex need.
What are the payment methods for the Forex order?
Up to Rs. 50,000 (per traveler), you can pay using any of the following payment modes and as well as cash.
If the total amount due exceeds Rs. 50,000 you are only allowed to pay using one of the following payment modes:
+ IMPS/ NEFT/ RTGS to our partner’s bank account (Subject to clearance; rates may change in this case)
+ Payment via Internet banking may be possible in few cases
+ Payment via credit/ debit card and e-wallets may be possible in some cases and will attract additional charges
+ Personal Cheque (Subject to clearance; rates may change in this case)
What is the minimum Forex amount to be loaded?
The minimum order amount has to be USD 250 or its equivalent in other foreign currencies
How do I know my Forex card is activated?
Once your card is activated, you will receive an SMS to your registered mobile number and e-mail to your registered e-mail address.
You can visit the nearest ATM of the corresponding bank in India and check the balance. Alternatively, you could log in to the bank’s online portal for Forex card and check your card balance
How to reload the Forex card?
What are the cross-currency charges?
In case the card is used for a transaction in any currency other than the base currency of the card, Axis Bank will levy a cross-currency markup of
3.5% + GST on the transaction amount (merchant establishment usage)
5% + GST on the transaction amount (ATM usage)
The exchange rate conversion from base currency to the transaction currency will be applied by VISA /MASTERCARD
How long does it take to reload Forex card?
Reload of Forex card will be completed within next working 24 hours after sending the filled reload form to [email protected] and completing the payment through netbanking.
How about daily ATM withdrawal limits?
|ATM Withdrawal Limit||1000||700||800||1,200||1,200||1,300||100,000||950||8,000||30,000||3,500||3,500||1,300||11,500||7,500||6,000|
We would like to inform you that with effect from April 24, 2018, the daily ATM withdrawal limits on your Axis Bank Forex card have been revised
How long is the prepaid Forex (travel) card valid?
Prepaid Forex (travel) card is valid for a period of 5 years starting from the order date
Are there any additional (hidden) charges while purchasing Forex card?
Pax Credit has an exclusive partnership so as to offer ZERO charges for Forex card activation/ loading/ reloading and unloading. Further, Forex card ordered through Pax Credit comes with 3 free ATM withdrawals (i.e, withdrawal charges will be credited to the card within 30 working days)
What is the standard ATM withdrawal fee?
Every ATM withdrawal attracts transaction charge as shown below
|*Standard Cash Withdrawal Fee at International Visa ATMs|
|* Standard Cash Withdrawal Fee mentioned above are as per standards of Axis bank, which may change without any prior intimation|
Note: Additional THB 160 withdrawal fee is applied ONLY for THB Forex card
Which bank’s Forex card does Pax Credit offer?
Pax Credit provides single currency as well as multi-currency Forex cards of Axis Bank. Most of the Forex cards are powered by Visa while some are powered by MasterCard.
Note: Upon request based on stock availability, ICICI card might be provided.
How to purchase our Forex card?
Please refer to our ‘How It Works’ infograph
How long does it take for the door delivery?
Orders placed before 1:30 pm are delivered on the same day before 7 pm. Whereas the orders received after 1:30 pm may be delivered on the same day or we guarantee the delivery on the next working day.